American Express
Manager - Credit Risk & Data Analytics
New York, NY · Hybrid · Manager · Full-time · Posted Nov 3, 2026
- Experience
- 2-5 years of working experience are preferred.
- Education
- Advanced degree in a quantitative field (Math, Stats, Data Science, etc.).
- Visa sponsorship
- Employment eligibility to work with American Express in the United States is required; the company will not pursue visa sponsorship for this position.
About the job
Independently reviews and challenges US Consumer and Small Business credit risk processes and strategies using data analytics and portfolio monitoring.
What you'll do
- Review consumer and small business risk processes and strategies through data analytics; support credit risk policy and standards.
- Produce and publish portfolio, functional, exception-monitoring, and Risk Appetite Framework reports; own Exceptions and Smart Monitoring KRIs.
- Monitor portfolio concentrations and emerging risks, and recommend actions to mitigate risk.
What they ask for
- Strong large-data analytical skills and business acumen with a risk-reward control perspective.
- Proven capability with data-driven analytical tools.
- Credit risk management experience for a large portfolio.
- Ability to communicate oversight findings and manage multiple priorities under pressure.
Pay
$89250 - $150250 annually (base salary)
Tools
SQL, R, Python, Excel, PowerBI
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