Bank of America
Credit Analyst I/II - GCIB - Energy
Houston · Full-time · Posted Sep 23, 2026
- Education
- Bachelor's Degree with emphasis in finance, accounting or economics (desired).
About the job
Analyzes creditworthiness and transaction risk for energy clients, supports lending underwriting, and prepares credit approval memoranda and monitoring analyses.
What you'll do
- Analyze client financial performance, statements, projections, covenant compliance, and risk ratings.
- Support underwriting, credit risk analysis, negotiation, and closing of new or existing transactions.
- Build forecasts and valuations, assess profitability, review loan and derivatives documentation, and write credit memoranda.
What they ask for
- Commercial and/or corporate banking credit underwriting-related experience, preferably within a bank or large financial institution.
- Understanding of foundational finance and accounting concepts.
- Proficiency in Excel, including formulas and data analysis tools.
- Experience analyzing corporate financial statements and producing analytical written summaries.
Nice to have
- Bachelor's Degree with emphasis in finance, accounting or economics.
Tools
Excel
Model-written summary · the original posting is authoritative