Bank of America
Credit Officer II-Dealer Financial Svs
$119K–$200K
Boston +5 · Full-time · Posted Jul 27, 2026
- Location
- Boston
Chicago
Buffalo
Atlanta
Tampa
Charlotte - Experience
- Minimum of 7 years; desired qualification: minimum of 10 years in the auto retail space.
About the job
Manages credit risk for dealer-finance clients by underwriting and approving complex lending solutions, overseeing portfolios, and working with clients and internal teams on credit transactions.
What you'll do
- Underwrite, structure, approve, and negotiate complex credit transactions and related loan documentation.
- Monitor assigned portfolios, assess borrower creditworthiness, maintain risk ratings, and address changes in asset quality.
- Lead credit originations and collaborate with clients, coverage teams, and product partners; coach and mentor analysts and associates.
What they ask for
- At least 7 years of commercial credit underwriting and analysis with a commercial bank or OEM captive finance organization.
- Strong knowledge of loan and collateral documentation.
- Ability to analyze borrowers’ financial positions and present a comprehensive risk analysis and supported business case.
- Strong Microsoft Office Skills.
Nice to have
- At least 10 years of commercial credit underwriting and analysis with a commercial bank or OEM captive finance organization in the auto retail space, plus direct customer-facing experience in a goal-oriented environment.
- Bachelor’s degree in Finance or Accounting.
Pay
USD $119,000.00 - $200,000.00 annualized salary (base salary)
Tools
Microsoft Office
Model-written summary · the original posting is authoritative