Bank of America
Credit Risk Manager
$104K–$183K
New York +2 · Manager · Full-time · Posted Oct 1, 2026
- Location
- New York
Chicago
Charlotte - Experience
- Minimum of 10 years of progressive experience in commercial real estate lending, underwriting, credit risk management, or structured finance; significant exposure to complex institutional real estate transactions.
- Education
- Bachelor's degree in Real Estate, Finance, Accounting, Economics, Business Administration, or a related discipline; equivalent education and relevant professional experience will also be considered.
About the job
Provides independent credit risk oversight for Bank of America’s U.S. and EMEA Real Estate Structured Finance business, reviewing and approving complex transactions and overseeing portfolio quality.
What you'll do
- Review, challenge, and approve financing requests; advise on transaction structuring, risk mitigation, and policy compliance.
- Monitor assigned portfolios, market conditions, asset quality, and emerging risks; prepare and present quarterly portfolio reviews.
- Partner with business and risk teams on securitizations, strategic and regulatory initiatives, and mentoring RESF team members.
What they ask for
- Bachelor's degree in Real Estate, Finance, Accounting, Economics, Business Administration, or a related discipline; equivalent education and relevant professional experience will also be considered.
- Minimum of 10 years of progressive experience in commercial real estate lending, underwriting, credit risk management, or structured finance, with significant exposure to complex institutional real estate transactions.
- Expertise in commercial real estate credit underwriting and strong financial modeling and analytical skills.
- Extensive knowledge of credit risk management principles, regulatory expectations, risk appetite frameworks, credit policies, and portfolio management practices.
Nice to have
- Experience with CMBS, SASB, and structured finance transactions is strongly preferred.
Pay
$104,300.00 - $183,000.00 annualized salary (base salary)
Tools
Microsoft Excel, Word, PowerPoint, Adobe Acrobat
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