Bank of America
Credit Underwriter I-II or Senior
Houston +2 · Senior · Full-time · Posted Oct 23, 2026
- Location
- Houston
Dallas
Saint Louis - Experience
- 3 to 10 years of Commercial Banking underwriting experience (Middle Market, Large Corporate, or Leveraged Finance).
- Education
- BA/BS degree required.
About the job
Underwrite and monitor commercial loans and related credit exposures for middle-market companies, developing financing solutions and managing credit approvals.
What you'll do
- Analyze lending opportunities, borrower and industry risks, and ancillary credit exposure; model cash flows, repayment, valuation, pricing, returns, and risk ratings.
- Prepare credit approval packages and manage approval processes, including presenting recommendations to credit and risk leadership.
- Monitor portfolio requirements and coordinate loan documentation with internal and external legal partners.
What they ask for
- BA/BS degree.
- 3 to 10 years of Commercial Banking underwriting experience in Middle Market, Large Corporate, or Leveraged Finance.
- Proficiency in accounting principles, financial statement analysis, and financial modeling.
- Solid credit-analysis foundation and understanding of credit documentation, including term sheets, credit agreements, and ancillary agreements.
Nice to have
- Experience with the syndicated loan execution process.
- Knowledge of derivative products and documentation (i.e. ISDA agreements); capability to conduct client negotiations.
Model-written summary · the original posting is authoritative