Bank of America
Enterprise Lending Officer - San Jose
$67K–$77K
San Jose · Full-time · Posted Jul 21, 2026
- Experience
- 3+ years in a loan origination role; no alternatives stated.
- Education
- High School Diploma / GED / Secondary School or equivalent
About the job
Provides consumer lending advice and originates mortgage business by developing external referral relationships, managing loan pipelines, and guiding clients through compliant lending solutions.
What you'll do
- Advise clients on Consumer Lending and Core Banking products and develop solutions based on their needs.
- Generate business through community outreach, outside sales, networking, and external referral partners.
- Manage client and loan pipelines, coordinate with loan fulfillment partners, and comply with lending regulations and bank requirements.
What they ask for
- 3+ years of loan origination experience focused on self-sourced purchase business through an established referral network.
- Strong knowledge of Conventional, Jumbo and Government loan products.
- Ability to assess and document client income, assets, and liabilities, and understanding of processing, underwriting and/or closing procedures.
- Working knowledge of federal real estate lending regulations; must obtain and maintain SAFE Act registration and complete the required background check.
Nice to have
- Familiarity with FHA and HUD guidelines.
- Strong computer skills, including MS applications and laptop-based access to rate, credit, and loan status information.
Pay
USD $66,600.00 - $76,700.00 annualized salary (base salary)
Tools
Conventional, Jumbo, Government, FHA, HUD, MS applications
Model-written summary · the original posting is authoritative