Bank of America
Enterprise Lending Officer - Southern California
$67K–$77K
Newport Beach +3 · Full-time · Posted Oct 5, 2026
- Location
- Newport Beach
El Segundo
San Diego
La Jolla - Experience
- 3+ years in a loan origination role.
- Education
- High School Diploma / GED / Secondary School or equivalent
About the job
Provides consumer lending advice and originates mortgage business by developing external referral relationships, guiding clients through loan options and processes, and managing loan pipelines.
What you'll do
- Advise clients on Consumer Lending and Core Banking products and develop solutions based on their needs and credit guidelines.
- Generate business through community development, outside sales, networking, and external referral partners.
- Manage client and loan pipelines, coordinate with fulfillment partners, and provide compliant, informed service throughout the loan process.
What they ask for
- 3+ years of loan origination experience focused on generating self-sourced purchase business through an established referral network.
- Strong knowledge of Conventional, Jumbo and Government loan products.
- Ability to analyze and document income, assets and liabilities, and understanding of loan processing, underwriting and/or closing procedures.
- Working knowledge of federal real estate lending regulations; ability to source clients independently and work weekends or extended hours as needed.
Nice to have
- Familiarity with FHA and HUD guidelines.
- Strong computer skills, including MS applications, and experience using laptop technology for client communication and loan information.
Pay
$66,600.00 - $76,700.00 annualized salary (base salary)
Tools
MS applications
Model-written summary · the original posting is authoritative