Bank of America
Risk Analysis Specialist II - Consumer Credit Card & Other Consumer Allowance
Charlotte · Full-time · Posted Oct 29, 2026
- Experience
- 4+ years’ experience with financial institution as an alternative to a Bachelor's Degree.
- Education
- Bachelor's Degree required (accounting, finance, risk a plus) OR 4+ years’ experience with financial institution
About the job
Supports consumer credit card and other consumer allowance estimation by analyzing portfolio performance, forecasting reserves, monitoring risks, and preparing financial, regulatory, and governance reporting.
What you'll do
- Support quarterly allowance estimation and forecasting, including reserve analyses, scenarios, and recommendations.
- Analyze portfolio trends, model outputs, assumptions, and emerging risks to assess reserve adequacy.
- Prepare reporting and presentations for management, governance, earnings, regulatory examinations, and audits.
What they ask for
- Bachelor's Degree required (accounting, finance, risk a plus) OR 4+ years’ experience with financial institution
- Advanced Excel skills (Ability to work with complex functions)
- Analytical abilities and financial acumen
- Self-starter with initiative, ownership, and ability to connect dots
Nice to have
- Strong attention to detail
- Strong communication, organization, and writing skills
Tools
Excel
Model-written summary · the original posting is authoritative