Bank of America
Specialty (SBA) Credit Underwriter II/Specialty (SBA) Sr. Credit Underwriter
$92K–$150K
Phoenix +3 · Senior · Full-time · Posted Oct 22, 2026
- Location
- Phoenix
Chicago
Charlotte
Saint Louis - Experience
- Minimum 5 years of commercial underwriting and credit analysis; minimum 2 years of SBA lending experience is preferred.
- Education
- High School Diploma / GED / Secondary School or equivalent. Bachelor's degree or equivalent work experience preferred.
About the job
Underwrites, structures, and approves new and existing SBA credit requests, ensuring decisions meet bank and SBA requirements.
What you'll do
- Analyze financials, assess creditworthiness, and document credit decisions for SBA requests.
- Approve credit within applicable authority and ensure compliance with bank policies and SBA procedures.
- Partner with relationship, business development, and risk teams; support data quality and mentor junior teammates.
What they ask for
- At least 5 years of commercial underwriting and credit analysis experience.
- Formal commercial credit training or equivalent work experience.
- Industry knowledge across multiple sectors.
- Experience in a high-volume production environment and strong teamwork and communication skills.
Nice to have
- At least 2 years of SBA lending experience.
- Bachelor’s degree or equivalent work experience, preferably in business administration, finance, accounting, or economics.
Pay
$91,500.00 - $150,000.00 USD annualized base salary
Model-written summary · the original posting is authoritative