Bank of America
Test Specialist – Senior Mortgage Underwriter
Charlotte +5 · Senior · Full-time · Posted Oct 30, 2026
- Location
- Charlotte
Atlanta
Newark
Chandler
Fort Worth
Jacksonville - Experience
- Minimum 5 years’ experience in residential loan underwriting, including Conforming, Nonconforming, HELOC, Custom, FHA and VA.
- Education
- Bachelor’s Degree or equivalent experience.
About the job
Executes and supports end-to-end consumer banking tests, with a focus on reviewing mortgage loan documentation, identifying defects, and analyzing test results.
What you'll do
- Execute complex tests according to scope and test scripts; identify defects and root causes, and document or escalate findings.
- Examine residential loan documentation for accuracy and completeness; review reversal requests and arbitration appeals, and perform quality assurance testing.
- Collaborate with business partners on test development and result analysis; provide training and support to junior staff as appropriate.
What they ask for
- Bachelor’s Degree or equivalent experience.
- Minimum 5 years’ experience in residential loan underwriting, including Conforming, Nonconforming, HELOC, Custom, FHA and VA.
- Delegated senior mortgage underwriter.
- Proficient in the Microsoft suite, with an emphasis on excel.
Nice to have
- HUD DE and VA LAPP/Automatic Certifications.
- Ability to interpret relevant laws, rules, and regulations.
Tools
Microsoft suite, excel
AI focus
The team is transforming testing by leveraging Artificial Intelligence/Natural Language Processing technologies; the posting does not specify that this role performs AI work.
Model-written summary · the original posting is authoritative