Capital One
Credit Analyst I
$74K–$85K
Plano, TX · Full-time · Posted Sep 28, 2026
- Experience
- 2+ years of experience in financial statements, lending analysis, underwriting or loan review (preferred).
- Education
- Bachelor’s Degree or military experience
- Visa sponsorship
- Capital One will not sponsor a new applicant for employment authorization for this position.
About the job
Analyzes small-business loan financials and credit risk, monitors loan covenants and collateral, and prepares interim and annual review materials.
What you'll do
- Analyze personal and corporate financial statements, spreads, and cash flows to assess loan risk and business performance.
- Monitor covenant compliance, collateral valuation, structural soundness, and credit weaknesses; report significant deterioration.
- Perform $1-3MM Loan Interim Reviews and prepare Loan Packages for Annual Reviews.
What they ask for
- Bachelor’s Degree or military experience
Nice to have
- Bachelor’s degree in Accounting or Finance
- 2+ years of experience in financial statements, lending analysis, underwriting or loan review
Pay
$74,200 - $84,700 USD base salary (Plano, TX)
Model-written summary · the original posting is authoritative