Capital One
Principal Associate- Enterprise Payments Governance & Oversight- Hybrid
$110K–$138K
McLean, VA · Principal · Full-time · Posted Oct 8, 2026
- Experience
- At least 3 years in risk management, audit, or governance and oversight; at least 4 years in banking or financial services; at least 2 years supporting, partnering and interacting with stakeholders.
- Education
- Associate’s Degree or Military Experience
- Visa sponsorship
- Will not sponsor a new applicant for employment authorization or provide immigration-related support.
About the job
Designs and oversees enterprise payment risk governance, monitoring, reporting, and process improvements across payment rails, working with first- and second-line teams.
What you'll do
- Develop and manage payment risk procedures, frameworks, monitoring, and reporting to support proactive risk identification.
- Use Gen AI capabilities and automation to improve risk monitoring and operational efficiency.
- Maintain business-process inventories and lead risk mitigation, compliance, and process-improvement initiatives.
What they ask for
- Associate’s Degree or Military Experience
- At least 3 years of experience in risk management, audit, or governance and oversight roles
- At least 4 years of experience in the banking or financial services industry
- At least 2 years of experience supporting, partnering and interacting with internal and external stakeholders
Nice to have
- Bachelor’s Degree
- Payments experience, project or process management, data analysis, technology or cyber risk experience, or AAP/APRP certification
Pay
$120,800 - $137,900 USD base salary (McLean, VA); $109,900 - $125,400 USD base salary (Richmond, VA)
Tools
Gen AI, automation, Real-Time Payments (RTP), ACH, wire, Tableau
AI focus
Use Generative AI, agents, and automation to improve risk monitoring efficiency and enable trend analysis.
Model-written summary · the original posting is authoritative