Capital One
Senior Director Software Engineering - CTO
$286K–$327K
Plano, TX · Director · Full-time · Posted Oct 7, 2026
- Experience
- At least 7 years in people management and at least 9 years in software engineering and solution architecture, enterprise architecture and design patterns, cloud computing, and data architecture. Preferred experience includes 12+ years in several listed areas, 10+ years with databases, 7+ years mentoring senior engineers, and 3+ years leading architectural reviews or setting standards.
- Education
- Bachelor’s Degree in Computer Science or a related field; preferred Master’s Degree in Computer Science or Software Engineering.
- Visa sponsorship
- Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
About the job
Leads engineering and technology strategy for Auto Refinance, owning architecture, teams, and platforms across the full lending lifecycle.
What you'll do
- Own the end-to-end technology stack, platform roadmaps, and technology capital allocation for the Auto Refinance business.
- Lead and grow multiple engineering teams; deliver resilient, scalable lending platforms and modernize architecture and data systems.
- Advance AI-native engineering, automated funding and compliance controls, and deployment of applications in cloud environments.
What they ask for
- Bachelor’s Degree in Computer Science or a related field.
- At least 7 years of experience in people management.
- At least 9 years of experience in software engineering and solution architecture, enterprise architecture and design patterns, cloud computing, and data architecture.
- Experience integrating generative AI and automated developer tooling into the product development lifecycle; the posting also calls for high-throughput, low-latency platforms and event-driven services.
Nice to have
- Master’s Degree in Computer Science or Software Engineering.
- Experience with agentic AI coding tools, distributed HPC and ML systems, consumer finance decisioning platforms, and mentoring senior engineers.
Pay
$286,200 - $326,700 USD base salary (Plano, TX); performance-based incentive compensation may include cash bonuses and/or long-term incentives (amount not stated).
Tools
AWS, Microsoft Azure, Google Cloud, Go, Java, Javascript/Typescript, Python, Rust
AI focus
Integrate generative and agentic AI into engineering workflows, including autonomous code review, AI-generated test suites, and predictive telemetry to improve code quality and reduce defects.
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