Capital One
Senior Risk Associate- Global Payments Network
$88K–$110K
McLean, VA +2 · Senior · Full-time · Posted Oct 27, 2026
- Location
- McLean, VA
Chicago, IL
Riverwoods, IL - Experience
- At least 1 year of relevant professional experience required. Preferred qualifications include at least 3 years in specified payment, credit, or technology areas.
- Education
- Bachelor's Degree or Military experience
- Visa sponsorship
- Capital One will not sponsor a new applicant for employment authorization or offer immigration-related support for this position.
About the job
Assesses and manages counterparty credit and settlement risk for Capital One’s Global Payment Network, developing risk controls and recommendations to protect bank capital.
What you'll do
- Assess counterparties’ financial and credit risk, assign internal risk ratings, and develop mitigation strategies.
- Monitor daily, intraday, and settlement exposures; conduct portfolio surveillance and track covenants and reporting waivers.
- Lead credit reviews and present recommendations to senior credit committees and regulatory examiners, partnering with cross-functional teams.
What they ask for
- Bachelor's Degree or Military experience.
- At least 1 year of professional experience in counterparty credit risk analysis, commercial credit underwriting, or financial institution analysis.
Nice to have
- At least 3 years of experience in global payment clearing mechanics, merchant acquiring risk, or settlement float dynamics; risk platforms and credit databases; or business analysis/commercial credit underwriting within a large financial institution.
- At least 3 years applying artificial intelligence or machine learning, predictive analytics, or automation to financial statement spreading, risk modeling, or portfolio surveillance; experience drafting executive-level credit memos and communicating financial analysis.
Pay
$87,700 - $100,100 USD base salary (Chicago, IL); $96,500 - $110,100 USD base salary (McLean, VA); $87,700 - $100,100 USD base salary (Riverwoods, IL)
Tools
Bloomberg, Capital IQ, Credit Risk Monitor, Python, natural language processing pipelines, Generative AI credit analysis tools
AI focus
Preferred experience applying AI or machine learning, predictive analytics, or automation to financial statement spreading, risk modeling, or portfolio surveillance.
Model-written summary · the original posting is authoritative