Capital One
Small Business Underwriter I
$110K–$125K
Plano, TX · Full-time · Posted Sep 15, 2026
- Experience
- At least 3 years required; 4+ years preferred in credit administration, small business underwriting, commercial loan underwriting or commercial lending.
- Education
- Bachelor’s Degree or Military experience
- Visa sponsorship
- Capital One will not sponsor a new applicant for employment authorization for this position.
About the job
Underwrites small-business commercial loans, assesses credit risk, and partners with bankers and loan advocates to structure lending decisions and support the loan process.
What you'll do
- Underwrite new loan requests, renewals, annual reviews, and credit assessments, including loans up to $10MM.
- Structure loan requests with Small Business Bankers, recommend risk ratings, and support policy and regulatory compliance.
- Improve underwriting and risk-management practices, contribute to training, and provide service to internal partners.
What they ask for
- Bachelor’s Degree or Military experience
- At least 3 years of experience in credit administration, small business underwriting, commercial loan underwriting or commercial lending
Nice to have
- Bachelor’s Degree in Finance or Accounting
- Completion of a formal credit training
Pay
$109,900 - $125,400 USD base salary (Plano, TX)
Model-written summary · the original posting is authoritative