Checkout.com
Underwriting Analyst II - Enterprise Payments
$63K–$74K
Atlanta · On-site · Full-time · Posted Sep 10, 2026
- Experience
- 4+ years in merchant underwriting or a closely related financial analysis role.
About the job
Underwrite enterprise merchant applications by evaluating business models, financial health, and credit exposure, and advise internal teams, management, and partner banks on risk-balanced decisions.
What you'll do
- Analyze enterprise applications and underwrite merchants in high-risk sectors, assessing and mitigating credit exposure.
- Review financial statements and present risk recommendations to senior management, the Credit Risk Committee, and partner banks.
- Partner with Sales and Account Management on customer calls and assess applications for Pay to Card and Pay to Bank solutions.
What they ask for
- 4+ years of experience in merchant underwriting or a closely related financial analysis role.
- Expert-level ability to assess business models, analyze financial statements, and identify credit risk exposure.
- Excellent communication skills and ability to provide commercial solutions while maintaining risk standards.
- Strong escalation management, ownership, and cross-functional collaboration skills.
Nice to have
- Familiarity with Customer Due Diligence, KYC, and KYB protocols.
- Interest in operational excellence and contributing to departmental projects and process improvements.
Pay
$63.1K – $74.2K (USD, base salary)
Model-written summary · the original posting is authoritative