CIBC
Associate, Balance Sheet Optimization, Corporate & Investment Banking
$150K–$185K
New York, NY · Full-time · Posted Oct 21, 2026
- Experience
- Typically 3–6 years of relevant experience in corporate banking, investment banking, credit risk, loan distribution, structuring, portfolio management, capital management, or a related analytical role.
- Visa sponsorship
- Must be legally eligible to work at the specified location(s) and, where applicable, have a valid work or study permit.
About the job
Supports CIBC Corporate & Investment Banking growth by analyzing and coordinating balance-sheet, funding, risk, and capital optimization across transactions and portfolios.
What you'll do
- Analyze transaction and portfolio economics, capital and funding impacts, returns, and optimization opportunities; track capacity and portfolio objectives.
- Gather, reconcile, and quality-check data; prepare recurring management reports, presentations, and dashboards.
- Coordinate reviews, approvals, stakeholders, and execution workstreams, while improving tools and workflows using AI and automation.
What they ask for
- Strong foundation in corporate credit, financial modeling, transaction analysis, and financial statement analysis.
- Advanced spreadsheet and presentation skills, including organizing large data sets and preparing senior-management-ready materials.
- Ability to assess transaction economics, assumptions, sensitivities, returns, and resource utilization.
- Strong attention to detail, communication, collaboration, organization, and follow-through.
Nice to have
- Familiarity with loan distribution, participations, nonpayment insurance, credit-risk transfer, hedging, or related optimization solutions.
- CFA, MBA, or other relevant professional qualification.
Pay
USD $150,000 - $185,000 base salary (expected salary range; New York, NY). Incentive compensation, potentially including a discretionary bonus, may also be available; no amount stated.
Tools
AI, automation
AI focus
Support practical use of AI and automation to make tools, reporting, and workflows more scalable; interest in AI-enabled workflows is noted.
Model-written summary · the original posting is authoritative