Cloaked
Product Counsel AI and Financial Services
$265K–$300K
New York, NY · On-site · Full-time · Posted Sep 11, 2026
- Experience
- Approximately 7–10 years of legal practice.
- Education
- J.D. from an accredited law school.
About the job
Serves as embedded product counsel for Cloaked’s AI-enabled privacy, identity, and financial-services products, advising on regulation, product development, and commercial partnerships.
What you'll do
- Counsel product teams from ideation through launch and ongoing operation, translating legal requirements into product decisions, disclosures, controls, and workflows.
- Advise on consumer financial-services and payments matters, including Cloaked Pay and related partners, compliance analyses, and operational controls.
- Own and negotiate product-enabling commercial agreements and support corporate and general legal work.
What they ask for
- J.D. from an accredited law school and active bar admission in good standing.
- Hands-on consumer financial-services regulatory experience applied to live products.
- Strong payments or card experience.
- Strong commercial contracting ability and meaningful product-counseling experience.
Nice to have
- In-house product-counsel experience at a fintech, bank, payments, AI, consumer technology, or platform company.
- Experience with consumer credit cards, BNPL/installment lending, issuing, acquiring, or similar financial products.
Pay
$265K – $300K (USD, salary; posting does not specify base salary or total pay)
Tools
Regulation E, Regulation Z, GLBA, UDAAP/UDAP, FCRA, BSA/AML, Nacha
AI focus
Counsel on AI-enabled products and features, including AI-driven workflows, agentic experiences, automated decisioning, personalization, data use, AI governance, and AI/model-provider agreements.
Model-written summary · the original posting is authoritative