Engine
Senior Analyst, Credit
$72K–$100K
Remote - US · Remote · Senior · Full-time · Posted Oct 14, 2026
- Experience
- 3+ years of commercial or business credit analysis or underwriting experience.
About the job
Own the full underwriting cycle for Engine X business credit applications, making and documenting credit decisions while identifying risk patterns and opportunities to improve automation.
What you'll do
- Review applications, perform KYB and bureau checks, set limits, document decisions, and escalate exceptions.
- Identify cross-application risk trends and support backtests, SOP development, and coordination with Fraud.
- Flag manual underwriting steps that could be systematized to inform development of a decision engine.
What they ask for
- 3+ years of commercial or business credit analysis or underwriting experience, with ability to independently own the decision lifecycle.
- Experience with D&B or equivalent commercial credit bureaus.
- KYB process execution.
- Strong underwriting documentation and ability to identify patterns and proactively flag policy gaps.
Nice to have
- Fintech, corporate card, or SMB credit experience.
- SQL or Google Sheets / Excel for data analysis; experience contributing to SOP or credit policy documentation.
Pay
$72,300 — $100,000 USD (base salary)
Tools
D&B, SQL, Google Sheets, Excel
AI focus
The role feeds observations from underwriting into the development of a decision engine; no other AI work is stated.
Model-written summary · the original posting is authoritative