Enova
Data Scientist - Portfolio Consumer (Hybrid)
$87K
Chicago, IL +1 · Full-time · Posted Oct 23, 2026
- Location
- Chicago, IL
175 W. Jackson Blvd Chicago, IL 60604 - Experience
- 3+ years in Data Science, Analytics, or a related field.
- Education
- Degree in Statistics, Mathematics, Economics, Computer Science, or a related field.
- Visa sponsorship
- Not able to sponsor visas or take over sponsorship at this time.
About the job
Develops and manages credit risk, pricing, and portfolio models to guide lending decisions and growth while balancing customer risk.
What you'll do
- Develop and refine models to assess customers’ credit profiles; actively manage pricing and credit models.
- Collaborate with Strategy and Operations and design A/B tests to evaluate model performance.
- Analyze results and communicate data-driven recommendations to senior management and cross-functional teams.
What they ask for
- Degree in Statistics, Mathematics, Economics, Computer Science, or a related field.
- Advanced programming skills, including Python for data analysis and predictive modeling.
- Experience with relational databases such as SQL.
- Excellent knowledge of applied statistical methods and machine learning models.
Nice to have
- Experience in financial services, fintech, or a related industry.
Pay
$87,000 to $110,00 (annual base salary)
Tools
Python, SQL
AI focus
Develops and improves machine learning and predictive models for credit risk and lending decisions.
Model-written summary · the original posting is authoritative