Enova
Lead Data Scientist (Hybrid)
$106K–$140K
Chicago, IL +1 · Full-time · Posted Oct 26, 2026
- Location
- Chicago, IL
175 W. Jackson Blvd Chicago, IL 60604 - Experience
- 5+ years of experience in analytics, applied machine learning, or quantitative modeling.
- Visa sponsorship
- Candidates must be eligible to work in the United States; Enova is not able to sponsor visas or take over sponsorship.
About the job
Leads fraud analytics by building and refining models and pattern-recognition pipelines, partnering with Fraud Operations to detect evolving fraud and improve prevention processes.
What you'll do
- Develop, deploy, and monitor models and algorithms to detect fraud trends across lending products.
- Analyze large datasets and work with Fraud Operations to refine models and recommend risk, verification, and operational strategies.
- Manage team members, coordinate work with business priorities, and apply AI in production to streamline fraud prevention.
What they ask for
- Hands-on fraud experience in fraud analytics, fraud strategy, or risk modeling.
- Advanced Python and SQL, with end-to-end model ownership from design through deployment and monitoring on large-scale transactional data.
- Track record of translating analysis into business strategy and communicating with senior stakeholders.
- Previous leadership experience mentoring teammates, driving initiatives, and shaping priorities.
Nice to have
- Fintech or lending experience is ideal.
Pay
$106,000 to $140,000 USD base salary
Tools
Python, SQL
AI focus
Apply AI in production applications to streamline fraud prevention processes.
Model-written summary · the original posting is authoritative