JPMorgan Chase
Auto Acquisitions Risk Loss Estimation and Direct to Consumer Oversight - Consumer and Community Banking Risk - Executive Director
Wilmington, DE +1 · Director · Full-time · Posted Oct 20, 2026
- Location
- Wilmington, DE
Columbus, OH - Experience
- 10+ years of credit risk management experience.
- Education
- Bachelor’s degree required.
About the job
Leads auto originations loss estimation and direct-to-consumer credit risk oversight, modernizing risk methods and criteria to support pricing, profitability, and responsible growth.
What you'll do
- Lead the Originations Loss Estimation and Direct-to-Consumer teams, including team development.
- Oversee and modernize loss estimation methodologies for pricing and profitability, including machine learning-based approaches.
- Enhance and govern direct-to-consumer credit criteria and processes, monitoring portfolio performance and collaborating across business teams.
What they ask for
- 10+ years of credit risk management experience.
- Bachelor’s degree required.
- Strong understanding of consumer lending P&Ls, loss and profitability drivers, and credit risk models, including Machine Learning and Logistic regression models.
- Demonstrated team leadership, product collaboration, risk analytics, stakeholder management, and experience with audit processes, documentation, and controls.
Tools
Machine Learning, Logistic regression models
AI focus
Drive modernization of loss estimation methodologies using machine learning-based approaches to improve risk differentiation and forecasting accuracy.
Model-written summary · the original posting is authoritative