JPMorgan Chase
Business Bank Lending Risk Analytics - Consumer & Community Banking -Associate
Wilmington, DE +1 · Full-time · Posted Jul 29, 2026
- Location
- Wilmington, DE
Columbus, OH - Experience
- Bachelor’s degree: 5+ years in risk management or another quantitative field; or Master’s degree: 3+ years of related experience. Preferred: Master’s degree and 5+ years of related experience.
- Education
- Bachelor’s degree or Master’s degree, as specified in the experience alternatives.
About the job
Develops and monitors small-business lending risk strategies, translating portfolio data into recommendations and controls that balance growth, profitability, and credit risk.
What you'll do
- Analyze credit risk and financial returns, set risk targets and KPIs, and recommend lending strategies.
- Monitor portfolio and lifecycle performance; test strategy changes and automate reporting.
- Document methods and controls, and communicate findings to stakeholders and auditors.
What they ask for
- Bachelor’s degree plus 5+ years of professional experience in risk management or another quantitative field, or a Master’s degree plus 3+ years of related experience.
- Strong background in statistics, econometrics, or a related quantitative discipline.
- Strong proficiency in SQL or SAS; experience with predictive analytics techniques.
- Knowledge of credit reporting concepts and familiarity with consumer or business lending products and lifecycle risk.
Nice to have
- Master’s degree plus 5+ years of related professional experience.
- Experience in small-business or consumer lending strategy, underwriting, portfolio analytics, KPI frameworks, or strategy testing.
Tools
SQL, SAS
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