JPMorgan Chase
Business Banking SBA Credit Risk Officer, Senior Associate
Plano, TX · Senior · Full-time · Posted Aug 19, 2026
- Experience
- 8+ years’ experience requiring business banking/commercial knowledge and credit judgement.
- Education
- Bachelor's degree or equivalent experience; completion of advanced courses in finance, accounting, and credit. A master's degree is preferred.
About the job
Analyzes and decisions Business Banking credit requests, evaluates credit risk and portfolio data, and advises on credit structures and risk discussions.
What you'll do
- Analyze and decision credit requests, including in-depth reviews of prospective and existing credit relationships.
- Assess credit exposures, identify and escalate risks, and advise on credit product structure and terms.
- Prepare analysis and presentations for senior management and Risk forums; may support model documentation and governance.
What they ask for
- Bachelor's degree or equivalent experience; completion of advanced courses in finance, accounting, and credit.
- 8+ years’ experience requiring business banking/commercial knowledge and credit judgement.
- Strong knowledge of credit policies, loan documentation, bankruptcy, and related legal issues.
- Strong analytical, communication, problem-solving, and PC skills; ability to articulate objective views and work effectively both independently and in a team.
Nice to have
- Business Banking/commercial portfolio banking experience.
- Small Business Association credit/operations banking experience; a master's degree is preferred.
Model-written summary · the original posting is authoritative