JPMorgan Chase
Commercial Solutions Senior Credit Officer - Consumer & Community Banking - Senior Associate
$97K–$143K
Columbus, OH +2 · Senior · Full-time · Posted Sep 30, 2026
- Location
- Columbus, OH
Tampa, FL
Chicago, IL - Experience
- Minimum 3 years commercial credit analysis / automotive captive experience.
- Education
- Bachelor of Arts in Finance, Accounting, Business Administration, Economics, or equivalent work experience if non-Finance related degree / Master of Business Administration
- Visa sponsorship
- Must be authorized to work in the United States. No employment-based immigration sponsorship or assistance with other immigration sponsorship or benefits, including OPT or CPT.
About the job
Manages commercial credit decisions and a portfolio of retail automobile dealer loans, including risk analysis, transaction structuring, client coordination, and mentoring junior staff.
What you'll do
- Analyze commercial credit requests and prepare reviews, risk ratings, repayment analyses, and risk-mitigating loan structures.
- Manage the dealer-loan portfolio, including annual reviews, modifications, covenant breaches, inventory audits, and overline management.
- Work with clients and banking partners, contribute to credit projects, and mentor analysts and junior credit officers.
What they ask for
- Bachelor of Arts in Finance, Accounting, Business Administration, Economics, or equivalent work experience if non-Finance related degree / Master of Business Administration.
- Minimum 3 years commercial credit analysis / automotive captive experience.
- Hands-on experience analyzing commercial loans to franchised auto dealerships, or equivalent, including floor plan, real estate, and acquisition lending.
- Knowledge of commercial credit analysis, loan structuring, credit policies, documentation, and related legal issues.
Pay
$96,805.00-$143,000.00 USD base salary
Model-written summary · the original posting is authoritative