JPMorgan Chase
Credit Officer - Community Development Real Estate - Vice President
$144K–$240K
Houston, TX +3 · Director · Full-time · Posted Oct 14, 2026
- Location
- Houston, TX
New York, NY
San Francisco, CA
Los Angeles, CA - Experience
- 4+ years of experience in market rate or community development real estate lending or investing.
- Education
- Bachelor’s degree in finance, real estate, economics, or related field (or equivalent experience).
About the job
Leads credit analysis, transaction structuring, approval presentations, and portfolio management for construction and permanent loans supporting workforce and affordable multifamily housing.
What you'll do
- Analyze and structure housing transactions, evaluate due diligence, and present credit recommendations to senior management and committees.
- Manage loan portfolios through construction, lease-up, stabilization, and repayment, including draws, covenants, reviews, and modifications.
- Set credit analysis standards and collaborate with internal teams and external partners to monitor and address risk.
What they ask for
- 4+ years of experience in market rate or community development real estate lending or investing.
- Underwriting expertise in subordinate/public subsidy layers and construction/permanent financing structures.
- Bachelor’s degree in finance, real estate, economics, or related field (or equivalent experience).
- Proficiency in Microsoft Office (Excel, PowerPoint, Word).
Nice to have
- Advanced degree (Master’s) in real estate, finance, public policy, or related discipline.
- Knowledge of Low Income Housing Tax Credits, housing agency programs, HUD, and municipal financing tools.
Pay
USD $144,400.00-$240,000.00 base salary (New York, NY); USD $144,400.00-$240,000.00 base salary (San Francisco, CA); USD $144,400.00-$240,000.00 base salary (Los Angeles, CA)
Tools
Microsoft Office, Excel, PowerPoint, Word
Model-written summary · the original posting is authoritative