JPMorgan Chase
Credit Officer, Vice President - Special Credits
$123K–$209K
Plano, TX +1 · Director · Full-time · Posted Sep 8, 2026
- Location
- Plano, TX
New York, NY - Experience
- 7+ years; experience areas include real estate lending, construction and permanent financing, underwriting, loan review, and/or loan workouts.
- Education
- Undergraduate degree in Business, Finance, or a related discipline.
About the job
Leads workout, restructuring, and recovery strategies for defaulted and non-performing commercial real estate loans, while overseeing analysis, reporting, compliance, and team development.
What you'll do
- Develop and execute loan workout strategies, including restructures, discounted payoffs, note sales, and foreclosure; negotiate with borrowers and counterparties.
- Analyze property and portfolio cash flows, scenarios, and valuations; improve reporting for senior stakeholders.
- Oversee classified assets and policy compliance, coordinate with internal teams, and mentor junior staff.
What they ask for
- Undergraduate degree in Business, Finance, or a related discipline.
- 7+ years of experience in real estate lending, construction and permanent financing, underwriting, loan review, and/or loan workouts, with direct Commercial Real Estate exposure.
- Deep Commercial Real Estate valuation knowledge and extensive property cash flow, debt service coverage, and sensitivity/scenario modeling experience.
- Advanced Excel proficiency; working knowledge of Word and Access.
Nice to have
- West Coast Commercial Real Estate market experience; experience with discounted payoff and note sale transactions.
- REO exposure, commercial real estate loan systems knowledge, or experience mentoring junior staff; graduate degree or relevant professional credentials a plus.
Pay
$122,550.00-$209,000.00 USD base salary
Tools
Excel, Word, Access
Model-written summary · the original posting is authoritative