JPMorgan Chase
Lead Business Credit Officer - Consumer & Community Banking - Vice President
Columbus, OH · Director · Full-time · Posted Sep 14, 2026
- Experience
- Minimum 5 years experience in Credit Risk, Loan Credit, or similar subject.
- Education
- Bachelor's degree or equivalent professional experience. Advanced degree in business, finance, accounting, or a related discipline is preferred.
- Visa sponsorship
- Must be authorized to work in the United States. No employment-based immigration sponsorship or assistance with other immigration sponsorship or benefits, including OPT or CPT.
About the job
Oversees and makes credit decisions on Business Banking lending, with a focus on Government and Not-for-Profit borrowers, while managing risk and advising business partners.
What you'll do
- Evaluate, structure, and approve credit transactions using independent credit authority and firm underwriting standards.
- Underwrite and manage exposures through financial and cash-flow analysis, due diligence, and risk assessment.
- Monitor and escalate credit concerns, maintain audit-ready documentation, and support consistent risk practices through coaching.
What they ask for
- Bachelor's degree or equivalent professional experience.
- Minimum 5 years experience in Credit Risk, Loan Credit, or similar subject.
- Experience evaluating, structuring, and approving commercial credit transactions, with independent judgment and evidence-based decisions.
- Strong credit risk management knowledge, including financial analysis, risk identification, transaction structuring, risk grading, and portfolio management.
Nice to have
- Experience supporting Government, Municipal, and/or Not-for-Profit clients.
- Experience managing complex credit relationships and customized transaction structures, or advising, coaching, or mentoring credit professionals and business partners.
Model-written summary · the original posting is authoritative