JPMorgan Chase
Wholesale Credit Risk Associate - Stress Testing
Plano, TX · Full-time · Posted Oct 15, 2026
- Experience
- 3+ years in credit risk, loan loss forecasting, financial analysis, or a quantitative function within financial services.
- Education
- Bachelor's degree in Business, Finance, Accounting, Economics, Statistics, Engineering, or a related quantitative discipline.
About the job
Supports wholesale credit loan loss forecasting and stress testing by analyzing credit risk, reserve estimates, portfolio trends, and modeling assumptions.
What you'll do
- Review allowance and stress testing results and assess qualitative loan loss reserves.
- Analyze credit modeling parameters and portfolio sensitivities across macroeconomic scenarios.
- Present findings and collaborate with senior stakeholders and cross-functional partners.
What they ask for
- Bachelor's degree in a stated or related discipline.
- 3+ years of experience in credit risk, loan loss forecasting, financial analysis, or a quantitative function within financial services.
- Working knowledge of CECL and familiarity with the CCAR regulatory framework and stress testing requirements.
- Proficiency in SQL and Python; hands-on experience with Tableau Desktop.
Nice to have
- Advanced degree or CFA/FRM certification.
- Wholesale lending credit risk modeling or model validation experience; AI/LLM tooling experience in a regulated or control-focused environment.
Tools
SQL, Python, Alteryx, Databricks, ThoughtSpot, VSCode, Tableau Desktop, Microsoft Excel
AI focus
Preferred experience applying AI/LLM tooling within a regulated or control-focused environment.
Model-written summary · the original posting is authoritative