Marqeta
Senior Director, Credit Risk
$224K–$330K
Remote - USA · Remote · Director · Full-time · Posted Oct 19, 2026
- Experience
- 12-15+ years in credit underwriting at major banks.
- Education
- Bachelor's degree or equivalent in Finance, Business, Accounting, Economics, Statistics, Math or similar fields.
About the job
Leads and scales Marqeta’s credit underwriting organization, developing strategies and models for consumer and commercial credit programs while advising customers and bank partners.
What you'll do
- Lead and develop the credit team; oversee portfolio performance and account management across consumer and commercial programs.
- Build and refine underwriting models and policies, and establish credit strategies tied to business and risk KPIs.
- Partner with Product, Finance, Data, bank partners, and customers on underwriting automation, model governance, reporting, and risk consulting.
What they ask for
- 12-15+ years of experience in credit underwriting at major banks.
- Proven track record across co-brand credit programs, subprime lending, consumer credit cards, and commercial credit cards.
- Bachelor's degree or equivalent in Finance, Business, Accounting, Economics, Statistics, Math or similar fields.
- Expertise in Excel and SQL modeling, plus programming and data analytics experience in R or Python.
Nice to have
- PhD in Statistics, Mathematics, or a quantitative field.
- Experience in capital markets (ABS, securitization, warehouse lines) and fraud management.
Pay
National: $224,400 - $280,500 (base salary); Premium: $242,900 - $303,600 (base salary); Premium Plus: $264,000 - $330,000 (base salary)
Tools
Excel, SQL, R, Python
Model-written summary · the original posting is authoritative