Consumer Compliance Lead - Product Advisory & Testing

What you'll do

• Advise product and business teams on consumer compliance throughout the product lifecycle, including reviewing products, customer journeys, disclosures, and marketing.
• Plan and execute compliance testing and monitoring, assess controls and customer impact, and report findings with recommended corrective actions.
• Contribute to policies, compliance risk reporting, and issue assessment; track and validate remediation.

What they ask for

• Substantial US consumer compliance experience at a bank, financial institution, or fintech, including both product advisory and testing or monitoring.
• Working knowledge of consumer financial protection requirements for deposits and unsecured lending, including TILA/Regulation Z, ECOA/Regulation B, EFTA/Regulation E, TISA/Regulation DD, FCRA/Regulation V, and UDAAP.
• Hands-on experience designing and executing compliance reviews, evaluating controls, documenting findings, and validating remediation.
• Ability to interpret regulations, analyze operational and customer data, develop defensible recommendations, communicate effectively, and independently own significant workstreams.

Nice to have

• Experience with digital deposit, credit card, or personal loan products; or building compliance capabilities for a new or growing bank or fintech.
• Experience using data analytics or automation to improve compliance monitoring and testing; CRCM preferred but not required.

Tools

TILA/Regulation Z, ECOA/Regulation B, EFTA/Regulation E, TISA/Regulation DD, FCRA/Regulation V, UDAAP

AI focus

The recruitment process may use AI-enabled tools for automated interview transcription and analysis; AI is not used to make final hiring decisions.