Nubank
Head of FP&A | Credit Products
Miami +1 · Hybrid · Director · Full-time · Posted Oct 30, 2026
- Location
- Miami
Virginia - Experience
- Extensive consumer-credit experience; no specific number of years stated.
- Education
- Bachelor's degree in Finance, Economics, Accounting, Engineering, Business, or a related field.
About the job
Leads FP&A for Nu’s credit card and lending businesses across markets, owning forecasts, product economics, executive reporting, and a finance team.
What you'll do
- Own planning, budgeting, forecasting, and reporting for credit card and lending, and present Finance’s position to leadership.
- Build credit product P&Ls and forecasting models; explain revenue, funding costs, delinquency, provisions, and losses.
- Lead and develop a 15–20-person finance team and use AI, analytics, and automation to improve planning and analysis.
What they ask for
- Extensive consumer-credit experience in FP&A, credit strategy, strategic finance, or business analysis at a bank, card issuer, consumer lender, or fintech.
- Proven experience building P&Ls and forecasting models for consumer credit products.
- Direct experience with credit card and consumer lending economics, including cohort and vintage analysis, provisioning, and loss forecasting.
- Experience leading teams responsible for credit product financial modeling and forecasting, and influencing senior leaders on strategic decisions.
Nice to have
- Advanced degree or relevant certification (e.g., CFA); experience launching or scaling a credit product or market; deep Brazilian consumer-credit expertise.
- Portuguese or Spanish; experience in Brazil is a plus.
AI focus
Drive AI, advanced analytics, and automation in planning and analysis; review and challenge AI-generated output. AI-enabled tools may also support recruitment evaluation, but humans make final hiring decisions.
Model-written summary · the original posting is authoritative