ONE Finance
Credit Analytics
$150K–$180K
United States (Remote) · Remote · Full-time · Posted Aug 20, 2026
- Experience
- 4-8 years of professional experience in credit analytics.
About the job
Own credit and product analytics for OnePay’s liquidity products, shaping credit strategy and using customer insights to support better decisions and business growth.
What you'll do
- Own end-to-end credit strategy and policies across advance, overdraft, and other credit products, balancing growth and risk.
- Analyze customer behavior, segmentation, and signals across products; launch new credit products and share recommendations with leadership.
- Use AI-powered tools and techniques to accelerate analysis and develop and validate predictive insights.
What they ask for
- 4-8 years of professional experience in credit analytics, using quantitative analysis to drive business or product changes.
- Demonstrated experience with consumer underwriting strategy and/or portfolio risk analytics.
- Advanced SQL and AI skills, including independently pulling and analyzing complex datasets.
- Strong analytical thinking and problem-solving skills.
Nice to have
- Experience in cash advance, overdraft, BNPL, or short-term consumer lending.
Pay
$150K – $180K (base salary)
Tools
SQL
AI focus
Use AI-powered tools and techniques to accelerate analysis and develop and validate predictive insights; advanced AI skills are required.
Model-written summary · the original posting is authoritative