Parker
Senior Credit Analyst
$140K–$160K
NYC Head Office · On-site · Senior · Full-time · Posted Aug 28, 2025
- Experience
- 5+ years of experience in credit analysis, preferably in SMB, middle market, or fintech lending.
About the job
Conducts business credit assessments and makes structured lending decisions while helping scale Parker’s credit policies and portfolio safely.
What you'll do
- Analyze financial statements, bank transaction data, business performance, and qualitative risk factors to assess credit applications.
- Recommend and structure credit decisions; partner with Sales on complex deals and monitor portfolio health.
- Help develop credit policies and decisioning models, and mentor junior analysts.
What they ask for
- Deep understanding of business credit fundamentals and financial analysis.
- Experience with credit systems, financial modeling, and risk scoring frameworks.
- Strong judgment, data-informed decision-making, and ability to balance risk with commercial outcomes.
- Clear written and verbal communication skills.
Nice to have
- Experience with transaction-level data credit analysis (e.g. Plaid, Open Banking).
- Background in fintech, payments, or embedded credit products; familiarity with Anti-Financial Crime / KYB controls.
Pay
$140K – $160K USD base salary
Tools
Plaid, Open Banking
Model-written summary · the original posting is authoritative