Plaid
Model Governance Lead, Credit
$208K–$307K
San Francisco HQ +2 · Hybrid · Full-time · Posted Oct 5, 2026
- Location
- San Francisco HQ
Seattle Office
New York City Office - Experience
- 7+ years building and owning a model governance program.
About the job
Own and execute model governance for Plaid’s Credit products, assessing model soundness and validation and helping teams address risks and improve practices.
What you'll do
- Build and evolve the model risk governance framework for Credit products; independently assess models, data, features, performance, stability, limitations, and intended use.
- Identify model weaknesses and develop actionable remediation plans in partnership with Product, Data Science, and Engineering.
- Create rigorous model documentation and support responsible use of credit models.
What they ask for
- Experience building and owning a model governance program.
- Experience in model validation, model risk management, model development, or Data Science.
- Deep knowledge of models built for credit purposes and machine learning modeling and rigorous validation.
- Experience assessing data and feature inputs, conceptual soundness, model performance, stability, limitations, and appropriateness of use.
Nice to have
- Familiarity with foundation models and neural networks.
- Experience working at a FinTech.
Pay
$207.6K – $306.6K USD base salary
Tools
XGBoost, foundation models, neural networks
AI focus
Governance and validation of credit models, including responsible use of machine learning and developing new Credit scores and attributes.
Model-written summary · the original posting is authoritative