Plaid
Staff Software Engineer - Credit Insights
$208K–$274K
New York City Office · Hybrid · Staff · Full-time · Posted Oct 7, 2026
About the job
Defines and scales the architecture and production systems for cash-flow credit insights that help lenders make underwriting decisions.
What you'll do
- Lead technical architecture and execution across credit insights products, including data fetching, online feature serving, offline pipelines, and model-training tools.
- Scale and evolve systems to handle an expected ~100x increase in load.
- Partner with Product, Data Science, and Machine Learning teams to develop insights products; mentor engineers and support an inclusive team culture.
What they ask for
- Strong experience building and scaling backend products.
- Technical leadership, including mentoring, leading projects, and driving architectural decisions.
- Success building and maintaining production systems that support ML models in online and offline settings, and working with data science or ML teams.
- Experience collaborating with cross-functional stakeholders and engineering teams and leaders.
Nice to have
- Experience in credit or lending.
Pay
$207.6K – $273.6K (USD; base salary)
AI focus
Build and productionize credit insights supported by ML models, including online serving, offline production pipelines, and model-training tooling.
Model-written summary · the original posting is authoritative