Rain
Product Counsel
$225K–$275K
Washington, DC +1 · Hybrid · Full-time · Posted Oct 30, 2026
- Location
- Washington, DC
New York, NY - Experience
- At least 5–8 years of legal experience focused on payments, fintech, financial services regulation, or related areas.
- Education
- JD from a top-level law program; preference for U.S.-trained lawyers, but international JDs will be considered.
About the job
Advises Rain on payments regulation, licensing, product and commercial agreements, and regulatory matters across the U.S. and EU.
What you'll do
- Advise on U.S. and EU payments regulations and support licensing applications and ongoing obligations.
- Draft cardholder agreements and negotiate agreements with banks, payment processors, card networks, and vendors.
- Support regulator responses, audits, exams, and inquiries; monitor regulatory changes and help shape strategy.
What they ask for
- JD from a top-level law program; international JDs will be considered.
- Strong understanding of U.S. and EU payments regulations, including state MTLs, the Durbin Amendment, Regulation E, PSD2/PSD3, EMD2, EMI licensing, and card network rules.
- Experience advising on commercial contracts and regulatory issues for fintech or payments companies.
- Excellent written and verbal communication skills.
Nice to have
- Digital assets/crypto regulatory experience, such as VASP regimes or MiCA.
- Prior in-house experience at a fintech, payments company, or financial regulator.
Pay
$225K – $275K (base salary)
Model-written summary · the original posting is authoritative