Ripple
Director, Credit Risk
$204K–$250K
New York, NY, United States · Director · Full-time · Posted Oct 21, 2026
- Experience
- 10+ years of progressive credit risk, lending, or structured credit experience; includes 3+ years building and managing teams.
- Education
- Bachelor’s degree in Finance, Economics, Accounting, or related field.
About the job
Own Ripple’s group-wide credit risk strategy and portfolio, structure institutional lending deals, and develop risk management for on-chain lending and digital asset products.
What you'll do
- Set and scale credit risk frameworks, policies, underwriting standards, and limits; monitor portfolio health and conduct stress testing.
- Partner with commercial, product, engineering, legal, finance, and treasury teams to structure credit solutions and build on-chain risk controls.
- Lead and develop the credit team, advise senior leadership and the Board, and advance monitoring automation and data quality.
What they ask for
- 10+ years of progressive credit risk, lending, or structured credit experience; 3+ years building and managing teams.
- Demonstrated success structuring, negotiating, and closing complex institutional lending or credit transactions.
- Expertise in counterparty credit analysis, margin/collateral frameworks, financial statement review, and financial modeling.
- Strong understanding of digital assets, stablecoins, lending protocols, and crypto market risks.
Nice to have
- MBA, CFA, or FRM.
- SQL/Python skills.
Pay
$204,000 — $250,000 USD annual base salary (NY).
Tools
Excel, Google Sheets, SQL, Python, Agentic AI
AI focus
Partner with technical teams to use Agentic AI for underwriting and monitoring, and integrate third-party models and AI platforms in credit risk.
Model-written summary · the original posting is authoritative