Signifyd
Senior Product Manager, Authorization Optimization
$145K–$205K
United States (Remote) +1 · Remote · Manager · Full-time · Posted Oct 28, 2026
- Location
- United States (Remote)
USA - Experience
- 5+ years in a product management role.
About the job
Owns the authorization optimization product area, improving approval rates and recovered revenue for legitimate transactions while balancing fraud and chargeback risk.
What you'll do
- Own the authorization optimization roadmap and drive delivery across engineering, data science, and go-to-market teams.
- Define technical requirements, APIs, data models, and integrations for authorization and decline data flows.
- Develop issuer/BIN decisioning and partnerships, and measure authorization uplift and recovered merchant revenue.
What they ask for
- 5+ years in product management, including roadmap ownership and end-to-end delivery.
- Hands-on payments product experience covering issuer authorization behavior, decline recovery and retries, 3DS, PSD2/SCA, and demonstrated authorization performance improvements.
- Experience writing detailed technical specifications and defining APIs or data interfaces with engineering.
- Strong analytical skills with transaction-level data and success metrics; experience working with data science or analytics teams.
Nice to have
- Experience at a payment processor, PSP, acquirer, card network, issuer, or fraud/risk vendor.
- Experience defining requirements for ML-driven decisioning; familiarity with 3DS/EMVCo, tokenization, ISO 8583, and PSD2/SCA.
Pay
$165,000 – $205,000 annually (base salary); $155,000 – $195,000 annually (base salary); $145,000 – $185,000 annually (base salary)
Tools
APIs, 3DS, PSD2/SCA, PSD3/PSR, 3DS/EMVCo, tokenization, ISO 8583
AI focus
Work with data science on risk-aware decisioning and define requirements for ML-driven decisioning.
Model-written summary · the original posting is authoritative