SoFi
Senior Manager Credit Operations
TX - Frisco · Manager · Full-time · Posted Jul 9, 2026
- Experience
- 12 or more years in a relevant discipline, including at least 5 years of underwriting leadership or credit team management experience.
About the job
Build and lead SoFi Bank’s specialized credit operations function across residential and Commercial lending, covering complex underwriting, condo and co-op reviews, and small-balance CRE underwriting and portfolio management.
What you'll do
- Set the function’s operating model, priorities, service standards, governance, metrics, and resourcing.
- Lead complex residential and small-balance CRE underwriting, exception handling, portfolio activities, and condo and co-op project reviews.
- Hire and develop the team, partner across business and control functions, and guide responsible AI-enabled decision support with human oversight.
What they ask for
- 12 or more years of relevant experience, including at least 5 years of underwriting leadership or credit team management.
- Significant experience leading residential and commercial credit underwriting, portfolio management, credit administration, or a comparable specialized credit function.
- Deep experience with jumbo and portfolio transactions, complex refinances, HNW and UHNW borrowers, and small-balance CRE underwriting and portfolio management.
- Experience managing team or function operations, resourcing, service levels, and capacity.
Nice to have
- Experience with condo and co-op project eligibility, non-warrantable projects, lender reviews, or portfolio project-risk assessment.
- Familiarity with bank regulatory expectations, audit, loan review, fair-lending oversight, regulatory exams, credit loss forecasting, or enterprise risk management.
AI focus
Lead responsible use of AI-enabled research and decision-support tools within a human-in-the-loop control model.
Model-written summary · the original posting is authoritative