Stripe
Credit Risk Analyst Commercial Underwriter
Chicago, US-Remote, Canada-Remote +1 · Remote · Full-time · Posted Feb 10, 2026
- Location
- Chicago, US-Remote, Canada-Remote
US - Experience
- 5+ years of relevant experience.
- Education
- Bachelor's degree in Finance, Economics, Statistics, or other related fields.
About the job
Underwrite and manage credit risk for Stripe’s largest North American businesses, supporting their growth while minimizing Stripe’s exposure.
What you'll do
- Evaluate merchants’ business models and financial statements and recommend tailored credit-risk mitigations.
- Manage portfolio risk across industries, geographies, and operating models; provide insights for onboarding and pricing decisions.
- Refine risk tools and processes and collaborate with merchants and internal partners, including Sales, Legal, Treasury, and Finance.
What they ask for
- 5+ years of relevant experience with commercial credit underwriting, financial risk modeling, and cash flow forecasting.
- Bachelor's degree in Finance, Economics, Statistics, or another related field.
- Strong knowledge of accounting principles and ability to evaluate financial statements and business models across industries.
- Ability to turn business and financial data into clear credit-risk narratives and mitigation strategies.
Nice to have
- Demonstrated experience with SQL.
- Strong data visualization skills; experience in tech or another fast-paced, high-growth environment.
Tools
SQL
Model-written summary · the original posting is authoritative