Drimva

Upstart

HMDA/Fair Lending Manager

$145K–$201K

United States +2 · Remote · Manager · Full-time · Posted Sep 23, 2026

Location
United States
Remote
Remote
Experience
4+ years of hands-on HMDA Loan/Application Register review experience; additional experience requirements are not quantified.

About the job

Owns Upstart Bank’s HMDA compliance quality program, overseeing data integrity, reporting, second-line review, and support for Fair Lending analysis.

What you'll do

  • Manage HMDA data-quality reviews and quarterly and annual filing preparation; monitor reporting accuracy and timeliness.
  • Investigate data-quality issues, coordinate corrective actions, and maintain risk-based sampling and quality-assurance controls.
  • Support geographic Fair Lending analysis and use automation and Generative AI to improve reviews, with human oversight of regulatory decisions.

What they ask for

  • 4+ years of hands-on experience reviewing HMDA Loan/Application Register data and applying HMDA data-integrity, geocoding, and reporting requirements.
  • Experience preparing, reviewing, or supporting quarterly and annual HMDA submissions in regulated lending or financial services.
  • Experience with compliance data root-cause analysis and remediation, plus compliance testing, quality assurance, monitoring, or other second-line oversight of regulated lending data.
  • Working knowledge of Fair Lending requirements, including the Equal Credit Opportunity Act/Regulation B and Fair Housing Act.

Nice to have

  • Knowledge of geographic or redlining analysis and experience developing risk-based sampling, quality-control, or compliance-monitoring programs.
  • Experience using scripting, analytics, automation, or Generative AI tools for regulatory data review.

Pay

$145,100 — $201,100 USD (base salary)

Tools

Generative AI

AI focus

Use automation and Generative AI for sampling, anomaly detection, trend analysis, and documentation, while retaining human review for regulatory interpretation and reporting decisions.

Model-written summary · the original posting is authoritative

First seen Oct 27, 2026 · Last verified Nov 5, 2026 (UTC)