Upstart
Senior Manager, Asset Quality & Model Oversight
$172K–$238K
United States +2 · Remote · Manager · Full-time · Posted Jul 2, 2026
- Location
- United States
Remote
Remote - Experience
- 8+ years; no stated alternative.
About the job
Owns secured-lending asset quality, loan salability, and first-line model oversight, leading analysts and coordinating risk monitoring, remediation, and governance across product channels.
What you'll do
- Set review methodology, monitoring cadence, reporting standards, and escalation routines for secured-lending asset quality and salability.
- Monitor portfolio salability, asset quality, and model performance; identify emerging risks and escalate issues to internal teams and bank partners.
- Translate review findings and performance signals into root-cause analysis, remediation plans, and tracked issue closure.
What they ask for
- 8+ years in financial services risk management, compliance, credit operations, asset quality, model governance, or a related control function supporting secured or asset-backed consumer lending.
- Experience with loan-level quality review, salability oversight, investor delivery, repurchase or put-back risk, bank partner audits, collateral documentation review, or pre-sale quality control in regulated lending.
- Experience monitoring portfolio performance and asset quality indicators across multiple origination channels.
- Experience with first-line model oversight or leading analysts, managing a review function, or owning cross-functional risk, compliance, credit, asset quality, or operations programs.
Nice to have
- Familiarity with auto indirect or dealer-channel lending, including pricing discretion, dealer markup, and fair lending considerations.
- Knowledge of secured lending and secondary-market quality expectations, consumer lending and fair lending requirements, or relevant risk/compliance certifications.
Pay
$172,100 — $238,300 USD (base salary)
Model-written summary · the original posting is authoritative