Drimva

Upstart

Senior Manager, Loan Salability & First-Line Model Governance

$172K–$238K

United States +2 · Remote · Manager · Full-time · Posted Jul 6, 2026

Location
United States
Remote
Remote
Experience
8+ years.

About the job

Owns Upstart’s secured-lending loan salability, asset-quality monitoring, and first-line model governance across home equity and auto lending channels.

What you'll do

  • Lead the asset-quality and loan-salability function, setting review methods, reporting standards, and team cadence.
  • Monitor portfolio and model performance, identify salability and other risks, and escalate issues to partners and internal teams.
  • Translate findings into remediation plans and governance materials, tracking issues through closure and maintaining regulatory readiness.

What they ask for

  • 8+ years of experience in business-line credit risk, loan quality, secured lending operations, or first-line model governance for secured or asset-backed consumer lending.
  • Experience with loan-level quality review or salability oversight, investor delivery, repurchase risk, partner audits, collateral documentation, or pre-sale quality control in regulated lending.
  • Experience monitoring portfolio performance and asset-quality indicators across multiple origination channels.
  • Experience with first-line model oversight and experience leading analysts, managing a review function, or owning related cross-functional programs.

Nice to have

  • Familiarity with auto indirect or dealer-channel lending, including pricing discretion and fair-lending considerations.
  • Knowledge of secured-lending and secondary-market quality expectations; a risk or compliance certification is also noted as preferred.

Pay

$172,100 — $238,300 USD (base salary)

Model-written summary · the original posting is authoritative

First seen Oct 31, 2026 · Last verified Nov 6, 2026 (UTC)