Upstart
Senior Manager, Loan Salability & First-Line Model Governance
$172K–$238K
United States +2 · Remote · Manager · Full-time · Posted Jul 6, 2026
- Location
- United States
Remote
Remote - Experience
- 8+ years.
About the job
Owns Upstart’s secured-lending loan salability, asset-quality monitoring, and first-line model governance across home equity and auto lending channels.
What you'll do
- Lead the asset-quality and loan-salability function, setting review methods, reporting standards, and team cadence.
- Monitor portfolio and model performance, identify salability and other risks, and escalate issues to partners and internal teams.
- Translate findings into remediation plans and governance materials, tracking issues through closure and maintaining regulatory readiness.
What they ask for
- 8+ years of experience in business-line credit risk, loan quality, secured lending operations, or first-line model governance for secured or asset-backed consumer lending.
- Experience with loan-level quality review or salability oversight, investor delivery, repurchase risk, partner audits, collateral documentation, or pre-sale quality control in regulated lending.
- Experience monitoring portfolio performance and asset-quality indicators across multiple origination channels.
- Experience with first-line model oversight and experience leading analysts, managing a review function, or owning related cross-functional programs.
Nice to have
- Familiarity with auto indirect or dealer-channel lending, including pricing discretion and fair-lending considerations.
- Knowledge of secured-lending and secondary-market quality expectations; a risk or compliance certification is also noted as preferred.
Pay
$172,100 — $238,300 USD (base salary)
Model-written summary · the original posting is authoritative