Upstart
Senior Product Manager, Decisioning & Automation
$162K–$224K
United States +2 · Remote · Manager · Full-time · Posted Aug 6, 2026
- Location
- United States
Remote
Remote - Experience
- 5+ years of product management experience.
About the job
Own the strategy and delivery of HELOC underwriting, verification, and decisioning systems to expand borrower eligibility, increase automation and instant approvals, and improve conversion, efficiency, and portfolio quality.
What you'll do
- Set the roadmap for decisioning and verification, translating risk, capital, compliance, and borrower needs into priorities and launch plans.
- Partner with Capital, Compliance, Risk, and ML to expand underwriting guidelines and serve additional borrower segments.
- Improve underwriting automation and instant approvals using new data sources and/or ML, including LLMs.
What they ask for
- 5+ years of product management experience on fast-moving, customer-obsessed teams.
- Demonstrated ability to drive business outcomes using quantitative metrics and qualitative insight, with sound risk judgment.
- Experience authoring and executing multi-quarter product roadmaps.
- Strong analytical problem-solving, communication, and cross-functional collaboration skills.
Nice to have
- Experience designing complex backend systems that drive business results.
- Experience partnering closely with Machine Learning teams.
Pay
$162,100 — $224,500 USD (base salary); $153,000 — $190,000 CAD (base salary)
Tools
ML, LLMs
AI focus
Use ML, including LLMs, and new data sources to automate HELOC underwriting, increase instant approvals, and improve decision quality.
Model-written summary · the original posting is authoritative