Upstart
Senior Software Engineer, Unsecured Installments
$167K–$231K
United States +2 · Remote · Senior · Full-time · Posted Oct 27, 2026
- Location
- United States
Remote
Remote - Experience
- 6+ years of professional software engineering experience.
- Education
- Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
About the job
Leads backend and full-stack engineering for Upstart’s Unsecured Installments borrower experiences, owning architecture and delivery of business-critical lending systems and mentoring engineers.
What you'll do
- Lead the design, delivery, and long-term maintenance of large backend and full-stack initiatives.
- Set technical direction for service architecture, APIs, data models, and integrations; own a 3–6 month roadmap.
- Partner across product and engineering, raise engineering quality, mentor engineers, and contribute to AI use in development workflows and product capabilities.
What they ask for
- Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
- 6+ years of professional software engineering experience.
- Deep proficiency building backend services and APIs in a language such as Python, Java, Kotlin, Go, Ruby, or Node.js.
- Experience with service architecture, API design, data modeling, databases, distributed systems, and delivering and operating reliable production systems.
Nice to have
- Technical lead experience for a product team or business-critical system; consumer-facing or high-volume transactional product experience.
- Fintech or regulated financial products experience; distributed and event-driven systems; cloud, messaging, CI/CD, experimentation, or generative AI experience.
Pay
$166,900 — $230,900 USD (base salary); $153,000 — $218,500 CAD (base salary)
Tools
React, TypeScript, Python, Java, Kotlin, Go, Ruby, Node.js
AI focus
Contribute to the use of AI in development workflows and product capabilities; hands-on generative AI experience is preferred.
Model-written summary · the original posting is authoritative