Drimva

Upstart

Senior Software Engineer, Unsecured Installments

$167K–$231K

United States +2 · Remote · Senior · Full-time · Posted Oct 27, 2026

Location
United States
Remote
Remote
Experience
6+ years of professional software engineering experience.
Education
Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience.

About the job

Leads backend and full-stack engineering for Upstart’s Unsecured Installments borrower experiences, owning architecture and delivery of business-critical lending systems and mentoring engineers.

What you'll do

  • Lead the design, delivery, and long-term maintenance of large backend and full-stack initiatives.
  • Set technical direction for service architecture, APIs, data models, and integrations; own a 3–6 month roadmap.
  • Partner across product and engineering, raise engineering quality, mentor engineers, and contribute to AI use in development workflows and product capabilities.

What they ask for

  • Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
  • 6+ years of professional software engineering experience.
  • Deep proficiency building backend services and APIs in a language such as Python, Java, Kotlin, Go, Ruby, or Node.js.
  • Experience with service architecture, API design, data modeling, databases, distributed systems, and delivering and operating reliable production systems.

Nice to have

  • Technical lead experience for a product team or business-critical system; consumer-facing or high-volume transactional product experience.
  • Fintech or regulated financial products experience; distributed and event-driven systems; cloud, messaging, CI/CD, experimentation, or generative AI experience.

Pay

$166,900 — $230,900 USD (base salary); $153,000 — $218,500 CAD (base salary)

Tools

React, TypeScript, Python, Java, Kotlin, Go, Ruby, Node.js

AI focus

Contribute to the use of AI in development workflows and product capabilities; hands-on generative AI experience is preferred.

Model-written summary · the original posting is authoritative

First seen Oct 27, 2026 · Last verified Nov 5, 2026 (UTC)